This briefing explores the current debates around insurance mechanisms to assess how disaster insurance supports community responses to climate change, and calls for priority to be given to community-based disaster risk reduction.
It examines: (i) the proposals for disaster insurance at the United Nations Framework Convention on Climate Change (UNFCCC); (ii) the example of the Caribbean Catastrophe Risk Insurance Facility (CCRIF) in responding to extreme weather events; (iii) its structure and parameters; (iv) the research findings in terms of limitations and contributions to disaster risk